https://www.trinityifs.com/financial-planning daily 0.75 2025-08-14 https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1554220559441-KBXUUG8JHN5NTK5G3LGC/Generations.jpg Trinity Financial https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1556649569524-OSVX5UK8SAY8M50KQS8Z/image-asset.jpeg Trinity Financial https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1556649769669-F03GISK9IX4087A04Y88/image-asset.jpeg Trinity Financial https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1556651234387-F4SYFUOXGYQG8SCSUW01/image-asset.jpeg Trinity Financial https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1755192896653-HX2AW7CFQYURHVIGV145/unsplash-image-IUY_3DvM__w.jpg Trinity Financial https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1554747879753-PRMXPRB94JP3CY1PDZ1Z/image-asset.jpeg Trinity Financial https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1554747532410-IOKL5JE55GFNIBIBYTN6/image-asset.jpeg Trinity Financial https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/30a32ecb-9d13-4eea-abf3-5266f26b6918/IMG_1101%5B10%5D.png Trinity Financial - What Makes Us Different The Trinity Difference: A Family Approach to Financial Planning We believe financial planning is about more than numbers—it's about understanding your unique story, your family's needs, and your personal goals. Since 1986, our owner and President, Brett Nicklaus CFP®, has been helping families in Dixon, Rockford, Freeport, and surrounding areas create retirement plans that stand the test of time. Our approach combines professional expertise with the personal attention you deserve. We don't just create your plan and send you on your way—we walk beside you during your retirement journey, making adjustments as needed to help keep you on track. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1755190331251-C7H9CZ5C22QUYJXTS0YV/unsplash-image-YlB9a5WuHSI.jpg Trinity Financial - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1755190459145-R1G8YG17ZXZHA53TNINB/unsplash-image-KYyj2DrjRnw.jpg Trinity Financial - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1755190601749-9LB24ZN6IYH6J0CSXVLN/unsplash-image-q8ZgKZutttE.jpg Trinity Financial - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1755190766907-9ZXG5EU88XQ66AHZQO0E/unsplash-image-joqWSI9u_XM.jpg Trinity Financial - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1755190978183-HXOAITQES8OYRHKLOGQR/unsplash-image-mC0KIWO0yYA.jpg Trinity Financial - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1755190934794-AZNJNJGW0QOWDUB9T73R/unsplash-image-ip7GFn5JqX8.jpg Trinity Financial - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/f5b71916-ff63-4c19-b823-351ed55dd3d5/99fa1347-0b3d-4058-b6df-cc06544d1c55.jpg Trinity Financial - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.trinityifs.com/seminars daily 0.75 2024-12-18 https://www.trinityifs.com/seminars/social-security-maximization-freeport-public-library-tuesday-may-6th-2025-z4frn-22msl monthly 0.5 2025-08-21 https://www.trinityifs.com/seminars/social-security-maximization-freeport-public-library-tuesday-may-6th-2025-z4frn monthly 0.5 2025-08-21 https://www.trinityifs.com/seminars/social-security-maximization-freeport-public-library-tuesday-may-6th-2025 monthly 0.5 2025-04-14 https://www.trinityifs.com/seminars/social-security-maximization-freeport-public-library-thursday-may-8th-2025 monthly 0.5 2025-04-14 https://www.trinityifs.com/seminars/social-security-maximization-rockford-public-library-east-branch-august-2025-1 monthly 0.5 2024-12-18 https://www.trinityifs.com/seminars/social-security-maximization-rockford-public-library-east-branch-august-2025 monthly 0.5 2024-12-18 https://www.trinityifs.com/seminars/social-security-maximization-freeport-public-library-september-23rd-2025 monthly 0.5 2025-04-14 https://www.trinityifs.com/seminars/7agsnym889pl9eshea3znbifgu242h monthly 0.5 2025-03-18 https://www.trinityifs.com/seminars/w7ocrxx7vnudv4fg0zir3gltb7zhbd monthly 0.5 2025-04-14 https://www.trinityifs.com/seminars/social-security-maximization-dixon-loveland-community-house-october-2025 monthly 0.5 2025-04-14 https://www.trinityifs.com/seminars/social-security-maximization-rockford-public-library-east-branch-december-2025 monthly 0.5 2024-12-18 https://www.trinityifs.com/seminars/social-security-maximization-dixon-loveland-community-house-thursday-september-26th-600-pm-1 monthly 0.5 2024-12-18 https://www.trinityifs.com/insurance daily 0.75 2019-03-26 https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1553783023191-4IGHGFO71VDVJ6D5CO04/image-asset.jpeg . https://www.trinityifs.com/businesses daily 0.75 2019-04-08 https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1554842028890-UCSOX1B7L9UXCXXV3J9O/image-asset.jpeg Businesses https://www.trinityifs.com/contact-here daily 0.75 2025-08-20 https://www.trinityifs.com/home daily 1.0 2025-09-24 https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1594048919849-640S7OMFG5J1H9PHMWVW/Path+to+Prosperity Home One of the greatest fears that people have as they prepare for their retirement years is outliving their assets. The Path to Prosperity Assessment will provide you with a quick snapshot of your current financial situation and allow you to determine if you run the risk of outliving your assets. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/46edcf54-65e7-4947-9c4b-b17af21cf050/IMG_1094%5B8%5D.png Home - Trinity is here for you Family. That is what we feel about every person we have the opportunity to serve. Knowing what is important to you, allows us to develop a strategy to ensure that your priority is fulfilled. This can only be accomplished by developing a personal relationship with you. Products are sold, but your trust can only be earned. All of us at Trinity welcome the opportunity to earn yours. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1553539382155-YZNTBJH1HJZS38SL9IH9/image-asset.jpeg Home https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/1553551470977-I4WBHVT7UVV33O2JUV51/helloquence-61189-unsplash.jpg Home https://www.trinityifs.com/staff-directory daily 0.75 2026-03-05 https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/7cf7692f-03a4-4d74-96c5-53e4af0b168f/Untitled+design-12.png Staff Directory - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/565f11a3-7355-4b67-b05c-ba93eba0057d/P_Brett+Nicklaus+Headshot_Blue+Tie_Trinity+Finincial_1.1_3.9.2022.jpg Staff Directory - Brett Nicklaus CFP® President/Owner Brett Nicklaus, CFP® is the President/Owner of Trinity Insurance and Financial Services. Trinity’s corporate office is located at 315 S. Peoria Ave. Dixon, IL with a satellite office located at 7210 E. State St. Rockford, IL. Brett’s Financial Planning career began in August of 1986 when he accepted a position as a Representative with Prudential Insurance. On January 1st, 1990, Brett accepted the opportunity to be a Manager for the office in Effingham, IL and later in Rapid City, SD. In 1994 Brett & Julie decided to move back to Dixon to be closer to their family. In 1995 Brett became an Independent Advisor so that he would have more flexibility to develop personalized plans for the people he worked with. In 2003, he earned his Certified Financial Planner designation. Brett’s primary focus is to offer Holistic Financial Planning, including Social Security maximation and Medicare options and solutions. Brett & Julie married on March 29th, 1986. They have 3 children: Seth (Amy), Devon (Emily), and Holly (Theron). They have been blessed with 8 grandchildren; Brody, Emma, Jakob, Brecken, Griffin, Millie Jo, Jessi Ann, and Gracelynn whose schedules keep Brett and Julie very busy. They are also very active with their church family and the foundation they created; Trinity Cares. For R&R, they love spending time on the Rock River or visiting Lake of the Ozarks. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/46d0dbbe-e900-40a7-9bc5-7d5d06f2eba3/P_Roxie+Shaffer+Headshot_Trinity+Financial_1.1_3.9.2022.jpg Staff Directory - Roxanne Shaffer Administrative Assistant I grew up in Dixon and graduated from Dixon High School. I joined Brett and his team in February 2017. I live in Dixon with my husband Richard. We have 3 children; Dean (Zaya), Jonathon (Bailey) and Nicole (Danny). We have two granddaughters; Sophia & Bailee Mae, and 2 grandsons; Westen & Henry. We also have one cat, 1 puppy, and four grand dogs. As a family, we enjoy hiking, exploring, traveling and spending time with family and friends. To relax and unwind, I enjoy gardening & jigsaw puzzles. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/9d87db64-b0d5-4a89-a162-991591ffff12/Joanna+Kemmeren.jpg Staff Directory - Joanna Kemmeren Administrative Assistant I have lived in Dixon for most of my life. My work history includes almost 21 years in a law enforcement/first responder related field. I am a huge supporter of law enforcement and am a certified peer supporter for law enforcement. I am also a certified pharmacy technician and worked for a combined total of four years as a pharmacy technician. I have a Bachelor's Degree in Business Administration. I enjoy reading, taking walks, helping people, and spending time with friends. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/da8b26c9-38e4-48b9-bc42-4961d00f1f3f/Holly+Green.jpeg Staff Directory - Holly Green Director of Recruitment I started dating my husband in 2014, Theron Green, and we married in 2016, and together we've had the incredible opportunity to travel the world throughout his military career over the past decade. We are blessed with three beautiful children Brecken, Griffin and Gracelynn. Currently, we are stationed in Maryland, where Theron works at the Pentagon for the U.S. Army. I graduated from Dixon High School in 2011 and pursued Criminal Justice at Sauk Valley Community College on a basketball scholarship. While being a mom and wife brings me the greatest joy, I also love traveling, cooking, and visiting family in Illinois whenever we can. For the past six years, l've been working remotely and have gained valuable experience in social media management. I'm incredibly grateful for the chance to bring my skill set to Brett's business, helping grow Trinity to its full potential. I'm thankful for this opportunity and excited to see what the future holds for me at Trinity. https://images.squarespace-cdn.com/content/v1/5c8fa1904d87112f600aab15/807bf9bc-7236-4ac0-8643-61396f1353c8/TrinityFinancial_102825_Olivia-1.jpg Staff Directory - Olyvia Williams Marketing/Event Coordinator In my role, I help plan and coordinate events, manage our marketing efforts, and ensure that every client interaction reflects the heart of our mission—serving with integrity, compassion, and purpose. I love being part of a team that not only values excellence but also seeks to make an eternal impact in the lives of others. Before joining Trinity Financial, I spent some time in operations and logistics. There I learned the importance of organization, teamwork, and attention to detail. I also spent 10 years in the service industry where I developed my love for people and serving others. Both experiences have helped shape who I am today and deepened my passion for creating systems and experiences that bring people together in meaningful ways. Outside of work, I enjoy spending time with my family, cooking, learning new hobbies, and growing in my walk with Christ. 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