Trinity IFS

Farm & Agribusiness


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Insurance for your home and personal property

As a SECURA farm policyholder, your home and farming operations are insured together. You have three options to repair or replace your home if a disaster should occur.


Insurance for your farm barns, buildings, and structures

Rest assured knowing you have coverage for most necessary livestock, machinery, supplies and tools. This policy also safeguards most buildings, including your barns, shops, and grain storage systems.


Additional property coverage’s

Choose comprehensive protection on your property, and you’ll receive:

  • Debris removal

  • Pollutant cleanup and removal at covered premises

  • Inflation protection

  • Repairs to further protect damaged property


Liability Insurance for Farm Owners

Farmers’ Personal Liability

You’re protected if you’re found legally liable for bodily injury or property damage resulting from your farm operations. We also guard against certain types of pollution losses occurring on or off your farm.


Medical Payments

Injuries to visitors and guests are troubling enough without disputes over who pays the medical bills. We’ll pay these bills, even if you’re not legally liable.


Personal and Advertising Injury

We'll cover the costs to resolve the issue in case you are accused of libel, slander, infringing on someone else's copyright in your advertising, or other similar offense.


With over 165 years of combined experience in insurance, James Allen Insurance understands the complexities of your farm and ranch insurance needs. This includes Commercial Farm Auto programs.

In conjunction with our farm package policy, we offer a complete commercial farm auto program. It provides coverage for farm vehicles and can accommodate private passenger vehicles as well, but only with coverage on a farm vehicle


  • Coverage with combined single limits up to $1,000,000

  • Credits for preferred risks

  • Available only with the Farm policy

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Your farm or ranch is your livelihood and your home. We’ll help make sure you have comprehensive protection for both.

  • Covers both your residence and farm buildings.

  • Addresses unique needs of the farm and ranch industry.

  • Local agents will partner with you to build your insurance program. 

Insurance customized for your farming business

  • We insure small acreage hobby farms to full time family farming businesses. 

  • Our insurance program protects your buildings and machinery from unexpected loss or damage.

  • We understand that today's farming operation demands a constant cash flow.

  • Our program offers optional add-on's to protect your cash flow if your business loses money it would have made if the loss hadn't happened.

Protection for your family home

  • If your family and your farm are together, your insurance should be, too.

  • State Auto's farm and ranch policy combines the protection every home needs with special coverage just for farm residences.

  • You can also choose from options to tailor the policy to your specific situation. 

Protection for vehicles used in farming

  • We provide an auto policy tailored to your farm needs.

  • Designed to cover today's farm needs from private passenger vehicles to truck-tractors and trailers.

  • We understand some farm vehicles only have occasional use and this is reflected in our rates.

Wide variety of vehicle types in modern farming

  • Whether you have cars, pick-up trucks or grain trucks, we can cover them in our Farm Auto program.

  • Our program can also include your semis and trailers.

  • We offer coverage for livestock trailers, horse trailers with living quarters, and even motorhomes and campers

    Farm auto includes a mix of personal and business auto insurance

    A standard auto insurance policy won't cut it - you need a policy tailored to farming.

    We offer add-on's to get you the coverage you need like pollution, towing and labor, and new auto replacement coverage.


Coverage’s may not be available in all states. Coverage’s described are subject to all the terms and conditions of the policy, including deductibles, exclusions, and limits of liability. Not all agents are authorized to sell all types of insurance. Please read the policy carefully.